Fractional CFO Financial Planning Services

(Intentionality)

Decide what should happen—before it happens. 

Once you have clarity, the next step is direction and design (Planning). Does your financial strategy, planning, structure, system, policies, and direction create financial freedom? Financial freedom does not create itself, you must design it! 

As business owners gain some level of visibility into their numbers, they still struggle to: 

Know what to do next 

Prioritize the right decisions 

Turn insight into a clear plan

At Evolv CFO, Planning is about turning awareness into intentionality—so you’re not just reacting to the numbers, you’re driving them. Clarity without direction doesn’t create results. 

WHAT WE DO:

We take financial awareness and turn it into intentional, structured decision-making—through consistent planning rhythms and forward-looking visibility. 

1. Weekly Cash Flow Forecasting

We give you a real-time view of where cash is going—not just where it’s been: 

  • 13-week rolling cash flow visibility 

  • Anticipation of shortfalls and surplus 

  • Timing clarity for major expenses, payroll, and distributions 

Cash flow doesn’t usually break suddenly, it drifts. We keep you ahead of it. 

2. Weekly Financial Scrum

A dedicated, high-frequency decision-making rhythm: 

  • Weekly financial check-ins 

  • Review of key metrics and priorities 

  • Immediate adjustments based on performance 

Visibility creates awareness, but cadence creates momentum. 

3. Monthly Close

Accurate, timely financials as the foundation for planning:

  • Structured and consistent monthly close process 

  • A weekly “Soft Close” so you can stay on top of visibility 

  • Accrual and cash-based financial statements 

  • Clean data for confident forward-looking decisions 

Planning is only as good as the data behind it. 

4. Quarterly S&OP (Sales & Operations Planning)

We align your financial plan with how the business actually operates: 

  • Revenue, capacity, and resource alignment 

  • Operational and financial decision integration 

  • Forward planning across sales, delivery, and staffing 

Growth does not equal success, increased free cash flow does. Grow your free cash flow by funding growth intentionally and appropriately.

5. Quarterly Review

Zoom out and evaluate performance at a strategic level: 

  • Performance vs plan analysis 

  • Identification of trends, risks, and opportunities 

  • Strategic course correction 

Weekly execution matters—but quarterly direction defines outcomes. 

6. Annual Budget & Tax Prep

We build the financial roadmap for the year ahead: 

  • Annual budgeting aligned with business goals 

  • Profitability and cash flow planning 

  • Coordination with tax strategy and preparation 

The year doesn’t shape itself—you have to design it. 

It’s not one decision that changes your business—it’s the compounding effect of better decisions made consistently. 

PLANNING Deliverables:

Planning is the process of creating a roadmap for how a business will use its money to achieve its goals. It helps business owners forecast revenue, manage expenses, plan for growth, and ensure there is enough cash available to operate successfully. By setting financial goals and comparing actual results to the plan, businesses can make informed decisions, stay on track, and avoid financial surprises. Listed below are the services we provide that fall under Planning:  

Regular Planning Meetings & Monthly Close 

Regular planning meetings provide a structured time to review business performance, discuss goals, identify challenges, and make decisions about future priorities. These meetings help keep the business aligned with its financial targets and ensure leaders are proactively planning rather than simply reacting to issues as they arise. The monthly close is the process of finalizing and reviewing a company's financial records at the end of each month to ensure they are accurate and complete. Once the books are closed, business leaders can use reliable financial data to evaluate performance, compare results to plans, and make informed decisions for the months ahead. 

Licensed CPA 

A Licensed CPA (Certified Public Accountant) is a financial professional who has met rigorous education, examination, and licensing requirements to provide accounting, tax, and financial expertise. Within financial planning, a CPA helps ensure financial information is accurate, identifies tax-saving opportunities, and provides insights that support better business decisions. Their expertise helps business owners plan for growth, improve profitability, and make informed strategic decisions with confidence. As a client of Evolv CFO, you are only one call away to a Licensed CPA. 

Weekly Cash position & Scrum 

A weekly cash position report provides a snapshot of how much cash a business has available, along with expected cash coming in and going out over the near term. Reviewing cash position each week helps business owners anticipate shortages, manage working capital, and make informed decisions about spending, hiring, and growth. It falls under financial planning because it helps ensure the business has the resources needed to meet its future obligations. Our Scrum meetings will be short and recurring. It’s where we will review progress, discuss priorities, identify obstacles, and align on the next steps.

Monthly S&OP 

Quarterly Review & Annual Budget/Tax prep 

Monthly S&OP is a process that brings together sales, operations, and financial data to align business goals with expected demand and available resources. During these monthly meetings, leaders review forecasts, inventory, staffing, production capacity, and financial performance to make informed decisions about the future. It falls under financial planning because it helps ensure the business has a coordinated plan for growth, profitability, and cash flow while reducing the risk of operational surprises. 

A quarterly review is a strategic meeting held every three months to evaluate financial performance, measure progress toward goals, and adjust plans as needed. By reviewing key metrics, financial results, and upcoming opportunities, business leaders can make informed decisions and stay aligned with long-term objectives.  

Annual budgeting and tax preparation involve forecasting revenue and expenses for the upcoming year while preparing financial records for tax compliance. This process helps business owners set financial targets, allocate resources effectively, and avoid unexpected tax liabilities. 

Stop managing your business without a clear financial plan

Get financial planning that actually helps you know what to do next.